Budget App Alternatives

Honest roundups, not affiliate-bait listicles.

Searching for "X alternative" usually means you've already decided X isn't working — too expensive, too restrictive, too privacy-concerning, or just no longer the right fit. The roundups below give you five honest options for each scenario, with what each loses compared to the original app you're leaving.

$99/year → looking for cheaper

5 YNAB Alternatives

For users tired of YNAB's subscription. Includes Penno, Actual Budget (FOSS), Monarch, Copilot, Goodbudget.

Discontinued Jan 2024

5 Mint Alternatives

For Mint refugees after the Intuit shutdown. Penno, Monarch, Copilot, Empower, Goodbudget.

$13/month → looking for one-time

5 Copilot Money Alternatives

For iOS users wanting Copilot's polish without the subscription. Penno, Monarch, YNAB, Quicken Simplifi, Buddy.